Uusi raportti esittää suunnitelman, jolla vihreät asuntolainat tuodaan kaikkien kuluttajien saataville Euroopassa. Ehdotettujen toimenpiteiden keskiössä on rakennusalan ja pankkien entistäkin tiiviimpi yhteistyö.
Raportin ovat kirjoittaneet yhteistyössä World Green Building Councilin Eurooppaverkosto ja E.ON, osana EU:n rahoittamaan Energy Efficient Mortgages Initiative -hanketta. Alla raporttiin ja hankkeeseen osallistuneiden tahojen näkemyksiä Vihreiden asuntolainojen tulevaisuudesta.
Cristina Gamboa, CEO World Green Building Council“Green finance is increasingly recognised as a powerful driver for climate action. The growth of the energy efficient mortgage market in Europe represents a unique opportunity to unlock new investment to accelerate the decarbonisation of the built environment. We are working with our members to ensure that our sector is equipped to seize this opportunity.”
Marco Marijewycz, Senior Manager – Global Business Development, B2C Solutions, E.ON“The successful growth of a European market for energy efficient mortgages can only happen if we put the customer front and centre. E.ON’s consumer insight work shows there’s appreciation across the board of the benefits energy efficient mortgages can offer for property owners; like lower energy bills, increased comfort levels and lower environmental impact. But for the market to reach mass scale, will require close cooperation between market actors such as banks and energy companies. E.ON is already pioneering such an approach and we believe the recommendations set out in this report provide clear guidance to facilitate wider cross sector collaborations.”
Luca Bertalot, Secretary General, European Mortgage Federation – European Covered Bond Council“The journey towards developing a European energy efficient mortgage market, by linking energy efficiency to financial processes and decision-making, and delivering a financial system that supports sustainable growth, requires actions across the entire financial system in close cooperation with the built environment sector. The guidance set out in this latest report can help that sector to play its part in the growth of the market and increase demand from borrowers. This collaborative approach will help shift the climate performance of Europe’s buildings.”
Ursula Hartenberger, Global Head of Sustainability, RICS“Properties which are below average in their energy efficiency may suffer value erosion as the market and government policy starts to push the need for more efficient buildings. With energy efficient mortgages there is an opportunity for valuers, lenders and businesses that specialize in energy efficiency services to collaborate to help borrowers mitigate this risk. This report is a timely and valuable resource to guide these new collaborations.”
Barry Lynham, Managing Director, Knauf Energy Solutions“Europe needs a step change in the annual energy efficiency renovation rate for buildings to stand any chance of meeting its climate targets; energy efficient mortgages are a key tool for making this step change a reality.”